Agrinova Finance & Advisory

A traditional broker often just secures a rate and walks away. At Agrinova, we operate as an independent, long-term business partner. We don’t just handle transactions; we facilitate your entire professional network. We sit at your kitchen table to manage your bank reporting, lead due diligence for new country, and seamlessly bring your accountant, lawyer, bank, and valuers together so everyone is working toward the same goal.

Agrinova Finance & Advisory is registered with Finance Brokers Association of Australia. We are also licensed under ASIC to operate as registered representative of Loan Market Group (Aggregator). Lastly our services are underpinned with professional training inclusive of a Diploma in Finance & Mortgage Broking.

We assist with various loans types including business specialisations such as agribusiness,  commercial, asset finance and investment lending. We are experienced in the complexities of different loan products to ensure we find the best fit for you.

We believe that lenders rarely reject a great business they simply reject what they cannot easily understand. Where you see a clear opportunity for growth, a bank often sees uncertainty. Because of Bernie’s high-level agricultural banking background, we know exactly how financiers think. We bridge the gap by translating your performance data into a powerful, transparent story that lenders respect, ensuring your business attributes shine.

Our services are generally free as we are paid by lenders once a loan is settled. Depending on the scope of work involved we may charge a commitment fee as component of the clients mandate or commitment. As brokers we follow Best Interest Duty (BID), ensuring that your needs are the top priority. Your interests are paramount, guiding your business to the most suitable loan options and structure through transparent advice.

Advisory services are undertaken based on the scope of works identified during the engagement process.

We assess your financial situation and goals to find a loan and structure that meets your operational and aspirational needs. By comparing a wide range of lenders and their frontline staff we can identify the most appropriate lenders and staff to meet your needs on a competitive basis.

We understand that succession is a deeply personal, emotional journey, not just a financial transaction. As a sympathetic, independent advisor, we help facilitate these vital family conversations. We look closely at your financial structures, debt arrangements, and future capital needs to ensure they are set up perfectly to support the next generation while protecting your hard-earned legacy.

Unlike a bank, a broker is able to work with a large panel of lenders providing greater access to options in one place. We act as a go between using our insights to prepare and communicate you business in the best way. We understand the process, fine print to ensure that you are able to make considered decisions on who your business should partner with.

The Managing Director Bernie Munro has over 20 years experience in finance across Australia specialising in regional business. Prior to this Bernie engaged in the agriculture extension and advice sector working with clients to achieve both production and marketing outcomes.

Agrinova Finance & Advisory works across multiple tiers of finance. This includes specialised teams with the larger corporate banking space right through to specialised asset financiers and private equity. Our partnerships ensure that we have numerous options available to deliver solutions and outcomes for your next finance need.